Serve and Protect Credit Union
Credit Union
Serve and Protect Credit Union
Credit Union
This organisation only offers its products to people working in or connected to the police, prison, probation, military, fire or health services, and their families.
About This Organisation
Serve and Protect is a credit union. That means it’s a member-owned, not-for-profit financial cooperative that provides financial services for the benefit of its members rather than shareholders. It was created to support people who serve those working across the police, prison, probation, military, fire and health services, along with their families. The credit union offers straightforward, fair financial products including personal loans, savings accounts, and a host of financial education. To its members, Serve and Protect is more than just a place to save or borrow - it’s a financial community built around people who dedicate their lives to others.
How this organisation operates
As a credit union, this organisation is owned by its members and run for their benefit rather than for profit. Anyone who meets its membership criteria can apply to join and, once accepted, becomes a part-owner of the organisation.
Savings deposited by members are used to fund loans to other members, helping keep interest rates fair and affordable. Any surplus made is reinvested into improving services, supporting members, or strengthening the organisation's financial resilience.
Credit unions are regulated by the Financial Conduct Authority (FCA) and deposits are protected by the Financial Services Compensation Scheme (FSCS), offering the same level of protection as high-street banks.
Who it's typically suited to
Credit unions are often a good fit for people looking for:
- A local, community-based alternative to mainstream banks
- Ethical savings accounts with straightforward terms
- Personal loans with clear pricing and no hidden fees
- Supportive lending decisions that take individual circumstances into account
Membership is usually linked to where you live, work, or a shared association, so availability may depend on your location or eligibility group.
Organisation information
- Registered company name
- Serve and Protect Credit Union Limited
- Registered company number
- IP00079C
- Registered company address
- Guardians House, 2111 Coventry Road, Birmingham, West Midlands, B26 3EA
- FCA firm reference number
- 213306
- ABCUL member
- No
- Responsible Finance member
- No
- Phone number
- +441217001222
- Email address
- info@serveandprotectcu.co.uk
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