How this organisation operates

As a Community Development Finance Institution (CDFI), this organisation focuses on providing finance to individuals or businesses that may struggle to access funding from mainstream lenders.

CDFIs are mission-led and operate with the aim of supporting economic development, job creation, and financial inclusion. Lending decisions are often made with a broader view of an applicant's circumstances rather than relying solely on automated credit scoring.

Any surplus generated is typically reinvested into expanding lending capacity or supporting future borrowers, rather than being distributed to shareholders.

Who it's typically suited to

CDFIs are often a good option for:

• Individuals who have been declined by high-street lenders
• Small businesses or sole traders seeking responsible finance
• Borrowers looking for flexible repayment terms
• Those who value relationship-based lending over automated decisions

Many CDFIs offer ongoing support alongside finance, particularly for business borrowers.